The recent wide adoption of digital payment in urban communities has created demands for more personalized and more dynamic use cases. In rural areas, the penetration of digital payment can be made higher. AI technologies provide analytics to revolutionize digital payment applications in Indonesia.

What items can be best to sell for merchants? What is the right time to buy products for buyers? Such questions can benefit from recommendation systems, where AI serves as the enabler and game-changer for both merchants and buyers to make crucial decisions on whether to sell and buy products, respectively.

Logistics, supply chain, and transfer of goods and services are becoming more and more complex nowadays, yet they serve as the bread-and-butter in e-commerce. The use of AI can untangle such complexity, giving a clear view of what is going on in every logistic step, what is the source of logistic problems should they occur, and what can be done to prevent such problems from happening.

As society inevitably is increasingly more urbanized, mobility becomes a huge challenge due to traffic congestion and public transport inadequacy. AI offers a way to develop smarter and more efficient urban transport systems through realistic modeling and adaptive traffic management.

AI can help the development of solutions to health service inequality challenges in Indonesia and supporting the provision of more accurate and personalized health services. Combined with remote health service infrastructure, AI can be employed to alleviate uneven distribution of medical specialists in Indonesia through remote diagnosis using multi-faceted and multi-modal data from a variety of medical observations.

Combination of AI and surveillance technologies such as radars, satellites, and sensor networks can be leveraged to develop analytics for detecting intrusion of illegal vessels, preventing illegal fishing, and monitoring shipping traffic in Indonesia maritime areas. More streamline responses of anomalous events can be given by the authorized, Indonesian maritime authorities by using such AI technologies.

Fraud is an act of deliberate misuse or misapplication of resources or assets. AI can be employed as a core of fraud detection systems, due to its capability to identify useful information and patterns to determine why and when frauds happen, and to reveal and even predict frauds before they even happen.

Providing satisfactory public services remains a big challenge for Indonesian public institutions due to inefficiencies in paperwork handling, convoluted regulation, and subpar service quality by public officials. AI can at least partly automate and speed up the delivery of public services, hence reducing or even eliminating such inefficiencies.